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Buy Here Pay Here Car Lots Chicago



Visit us here at our car lot in East Dundee today and find out all that we have to offer. Our sales team will help you find the car of your dreams and our finance team will guide you through the quick and straight-forward approval process.




buy here pay here car lots chicago



Traditional dealerships are not in the business of helping those who have credit issues due to few setbacks. The third-party financial institutions that other buy-here-pay-here dealerships work with only see your credit report.


You are more than just a number here at We Can Help Auto Chicago. There will be no one in a distant office deciding your ability to pay based on your bad or no credit status. We know that things happen and since we are the bank we are able to sit down and discuss the challenges your credit report present. We are able to discuss what happened to lower your score. Often, we are able to get through the negative credit history and get you into a reliable used car that you can afford.


We want to help our customers get into attractive and reliable used cars. While some Buy Here Pay Here car lots purchase auction vehicles and put them right on the lot without checking the vehicle. Each vehicle at We Can Help Auto Chicago has been inspected and has had the title verified before we present them to you. We then go even further by offering an Optional 3 Year / 36,000 Mile Extended Service Agreement to protect you after your purchase. Our on-site service team is here to help you maintain your vehicle. You never have to depend on expensive repair shops that charge high prices for labor and parts. Our service department is here to help you with any other repair needs at affordable rates.


Our friendly and knowledgeable sales staff is here to help you find the car you deserve, priced to fit your budget. Shop our virtual showroom of used cars, trucks and suv's online then stop by for a test drive.


We have a large selection of cars from makes like Lexus, Toyota, Mazda, Trucks, Jeeps, BMW, Mercedes, Nissan, Infinity, and more vehicles. Our sales team can assist you in finding the most affordable loan, Affordable payment plans, or even a buy-here-pay-here option. All finance options are available and can be 100% APPROVED.


InstaCredit Automart is one of the Midwest's leading providers of buy here pay here financing that helps drivers secure a quality pre-owned vehicle through affordable and hassle-free auto loans. When it's time to finance your next used car purchase, let our team get you a great deal and make the entire loan process simple.


We've been serving Midwest motorists for years with one of the most extensive inventories of pristine pre-owned automobiles for sale, backed by the confidence that comes with our InstaCare Limited Warranty. When you have a buy here pay here financing team in your corner, upgrading to your preferred used car, truck or SUV is fast and easy.


Worried about your current credit situation? There's no need to fret when you team up with the used car loan experts at InstaCredit Automart. We're a premier buy here pay here financing center that proudly caters to car shoppers from Collinsville, IL, to O'Fallon, MO, and beyond with in-house auto loan solutions.


Since we are a buy here pay here auto finance center, you can get into a late-model car, pickup or SUV without even needing to secure an auto loan from your bank or credit union. That's right; we make it that easy!


Web find great deals at barnes auto group in chicago, il. The auto warehouse is a used car dealership that buys here pays here, which means we finance the cars we sell. rick hernandez at buy a car has a great used car lot and he is a very honest and helpful businessman.


CNW estimates that there are more than 33,000 such lots nationwide, compared with about 20,000 dealerships selling new cars. Buy Here Pay Here dealers make $80 billion in loans every year, according to the Federal Deposit Insurance Corp.


In a Buy Here Pay Here loan, there is no outside money. The cars are sold on installment plans, an approach once common for big-ticket purchases like refrigerators and still widely used by rent-to-own furniture stores catering to people who don't have credit cards.


There have been some crackdowns on Buy Here Pay Here dealerships. In 2004, an Ohio chain settled a federal class action for $21.8 million, paying up to $500 each to 123,000 customers who alleged they were misled about their loans. In 2006, the Kentucky attorney general reached a $7.4-million settlement with the nationwide J.D. Byrider chain to settle claims that it used deceptive sales practices, among other violations.


Camacho's customers are drawn from the dusty streets of Palmdale and Lancaster, where the median household income is nearly $9,000 below the statewide median of $60,392. Many of his customers have checkered financial histories: repossessions, foreclosures, missed child support payments, unpaid medical bills.


"The amount of return from these loans you can't get on Wall Street. You can't get it anywhere," said Michael Diaz, national sales manager for Small Dealers Assistance Inc. in Atlanta, which buys loans originated by Buy Here Pay Here dealers. "It's the gift that keeps giving."


"There hasn't been widespread public attention paid to Buy Here Pay Here because mortgages have been such a preoccupation," said Kathleen Keest, senior policy counsel for the nonprofit Center for Responsible Lending.


"It's not even a drop in the bucket," Faulkner said of programs like his. "The system just isn't set up for these people to succeed. There should be a Small Business Administration or Federal Housing Administration for cars."


"Public transit is not practical in Milwaukee where the wind chill can be 45 below and you have to drop three kids off at day care," Moore said. "We really have a crisis with respect to getting people to their jobs.


Since 1999, Long Motors has served Austin with quality used cars, affordable prices, and buy here pay here financing. Our dealership quickly expanded, and offer some of the best used car inventory in our two locations, Austin and Georgetown. With these two major locations, we can serve countless communities all throughout the area including Round Rock, Hutto, Taylor, Killeen, Temple, San Marcos, and more. If you are in need of a great used car from a brand that you can rely on and a dealership team that you can trust, then come out to one of our locations and let us show you what we can do for you.


The economy is issue number one for millions of voters today. And here's one indication of the state of the economy. Last month, auto sales reached their lowest level in nearly 20 years. That means thousands of jobs are at risk. Hundreds of dealers have shut their doors this year. NPR's Cheryl Corley visited a dealership in the Chicago area to find out how it's coping.


CHERYL CORLEY: Harlem Avenue is home to lots of car dealerships in the Chicago area, and that's where the Jack Phelan Chevrolet dealership is located in suburban Lyons, just outside of Chicago. John Phelan has been in the business for three decades. He says while some dealers have had problems throughout the years, he's generally been able to weather the industry's cyclical downturns.


CORLEY: On this day, in the show room, orange, black, and white balloons float above the Corvettes, Malibus, and big Chevy Tahoe SUVs on display. Phelan walks over to a couple of sales people gathered around a big desk in the room.


Mr. LUIS SALDANA: There's a monthly amount that I could afford. So if I can stay within that monthly amount, it won't set me back that much. And of course, there's other stuff that, you know, we need to come across that, you know, might make or break the deal.


CORLEY: There aren't any other customers buying. Other sales people are making calls, trying to drum up some business, or chatting with other workers. Phelan has had to lay off some staff in every department: service, the call center, clean up crews. Instead of 18 to 20 sales people, there are now 12.


CORLEY: So far this year, about 600 car dealerships in the country have not been able to make it through the credit crunch that's troubling this industry nearly as much as it has the home mortgage market. It's been tough for some dealers to get the financing they need to pay for the inventory they have on their lots. It's also difficult for some customers. Even so, John Phelan and other car dealers say there's been too much media hype. 041b061a72


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